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Licensed in Illinois & New Hampshire

Protection for What Matters Most

Crown Merchant Financial provides comprehensive property and casualty insurance solutions. Whether you're closing on a new home or protecting your investments, we deliver personalized coverage with exceptional service.

24hr Quote Turnaround
15+ Carrier Partners
100% Client Focused
$0 Consultation Fee

Comprehensive Coverage Solutions

From homeowners to commercial properties, we tailor protection plans that fit your unique needs and budget.

Homeowners Insurance

Protect your home and belongings with comprehensive coverage including dwelling, personal property, liability, and additional living expenses.

Renters Insurance

Affordable protection for your personal belongings and liability coverage, whether you're renting an apartment, condo, or house.

Commercial Property

Tailored insurance solutions for businesses, covering buildings, equipment, inventory, and business interruption.

Landlord Insurance

Specialized coverage for rental property owners including building protection, liability, and loss of rental income coverage.

Title Insurance

Protect your property ownership rights with comprehensive title insurance that guards against claims and legal fees.

Umbrella Policies

Extra liability coverage that kicks in when your other policies reach their limits, providing peace of mind for high-value assets.

New Product Line

The AI Revolution Needs AI Insurance.

While everyone rushes to deploy AI agents, we insure their downside.

⚠️

Hallucination Liability

When the AI tells your customer "Yes, it's waterproof" and it's not. We cover the lawsuit.

Real Case: AI chatbot promises features that don't exist → $2M settlement
🔓

Prompt Injection Losses

When hackers trick your AI into revealing trade secrets or customer data. We cover the breach.

Real Case: AI manipulated to leak pricing strategy → Competitive loss
🤖

Autonomous Action Failure

When your AI agent spends $500K instead of $5K on ads. We cover the mistake.

Real Case: AI dispatch sends fleet to wrong state → $180K loss

Who Needs Algorithmic Liability Coverage?

Transportation & Logistics
AI Dispatch Systems
Routing errors, fleet misallocation, delivery failures
Marketing Agencies
AI Ad Buying & Content
Budget overruns, brand damage, campaign failures
Legal & Accounting
AI Document Analysis
Contract misinterpretation, compliance failures
Manufacturing
AI Quality Control
Defect detection failures, recall costs

The "Zero Trust" Partnership Strategy

We partner with Managed Security Service Providers (MSSPs) installing AI firewalls. Their clients qualify for our "AI-Safe" Insurance Program.

1

IT consultant sells Zero Trust security

2

Client qualifies for 15% CMF discount

3

Everyone wins — secure & insured

The CMF Stance: Your License to Innovate

"Go fast. Deploy the AI agents. Automate your workforce. CMF has the downside covered."

We're not just the safety net. We're the growth partner that lets you move at startup speed with enterprise protection.

Ready to insure the future?

Get AI Liability Quote

A Different Kind of Insurance Experience

We combine industry expertise with personalized attention to deliver coverage that truly fits.

01

Independent & Unbiased

We work with multiple carriers to find you the best coverage at competitive rates—not just the ones that pay us the most.

02

Real Estate Integration

Seamless coordination with your real estate transaction. We understand closing timelines and lender requirements.

03

Fast Quote Turnaround

Get competitive quotes within 24 hours. We know you're on a timeline, especially during a home purchase.

04

Claims Advocacy

When you need to file a claim, we're in your corner—helping navigate the process and advocating for fair settlements.

Simple. Straightforward. Stress-Free.

Getting the right coverage shouldn't be complicated. Here's our streamlined process.

1

Tell Us Your Needs

Share details about your property and coverage requirements through our quick consultation form.

2

Compare Options

We shop multiple carriers and present you with clear, competitive quotes tailored to your situation.

3

Get Covered

Choose your plan and we handle the paperwork. You'll have proof of insurance when you need it.

Ready to Get Started?

Whether you're buying a home, protecting an investment property, or reviewing your current coverage, we're here to help. Reach out for a free, no-obligation consultation.

(312) 555-0123
info@crownmerchantfinancial.com
Chicago, IL & New Hampshire