Veteran Owned · SBA & VA Approved · Licensed Nationwide

Life insurance and financial protection for veterans and working families

Crown Merchant Financial is a veteran-owned, nationally licensed insurance agency headquartered in Chicago. We place final expense, term life, indexed universal life, and annuity coverage with A-rated carriers, and arrange business-purpose funding for real estate investors and trucking companies.

Pick Your Policy → (312) 203-8106

A veteran-owned agency working with

Federal Motor Carrier Safety Administration

Pick Your Policy

Answer a few questions to see which product fits and an estimated monthly rate. No obligation.

1Tell us your goal: final expenses, family income, or savings

2Answer a few questions about your age, health, and budget

3Review your match and estimated monthly premium

Get Your Estimate →

A-RatedCarriers

VeteranOwned & Operated

NationwideLicensed

Our Products

Insurance Solutions for Every Stage of Life

Final Expense

Eagle Select

Affordable whole life insurance to cover end-of-life expenses and protect your loved ones from financial burden.

No medical exam required
$5K – $25K coverage
Rates never increase
Seniors ages 50–85

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Term Life

Instant Decision Term Series

Level-premium protection when your family needs it most. Straightforward coverage at prices you can afford.

Instant decision
10, 15, 20 & 30 year terms
Affordable level premiums
Ages 18–75

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Annuity

Elite 5

Guaranteed growth for your retirement savings. Tax-deferred accumulation with protected principal.

Tax-deferred growth
Guaranteed rates
5-year term
Protected principal

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Indexed Universal Life

Instant Decision IUL

Build cash value with market-linked growth potential and downside protection built in.

Downside protection
Living benefits
Flexible premiums
Cash value access

Learn More →

About Us

About Crown Merchant Financial

Crown Merchant Financial LLC is an independent insurance agency founded by two U.S. military veterans and University of Chicago alumni. We are licensed nationwide and headquartered in Chicago, Illinois.

We work as a broker, not a carrier. We compare products from multiple A-rated insurers on your behalf and recommend the policy that fits your goals, health, and budget, whether that is final expense coverage, term life, indexed universal life, or a fixed annuity. Through our capital desk, we also arrange business-purpose funding: hard money loans for real estate investors, and freight factoring and working capital for trucking companies.

Veteran ownedFounded and operated by U.S. military veterans
IndependentProducts from multiple A-rated carriers, not one
Licensed nationwideIL Business Entity Producer License #3004124919
SBA & VA approvedRecognized veteran-owned small business
Chicago basedServing clients in every state by phone and online

Our Process

How We Work

Consultation

A licensed producer reviews your goals, budget, and existing coverage by phone. No cost and no obligation.

Comparison

We shop your case across our carrier network and present the options side by side, with the trade-offs in plain language.

Placement and Service

We handle the application and underwriting, then stay on as your point of contact for policy changes, claims, and annual reviews.

Contact

Get in Touch

Call or email and a licensed producer responds, not a call center. Consultations are free and carry no obligation.

Phone(312) 203-8106

Emailnquaranta@crownmerchantfinancial.com

HoursOpen 24 hours, 7 days a week

Office5113 S Harper Ave, Suite 2C, Chicago, IL 60615

Start online

Answer a few questions and see which product fits, with an estimated monthly rate. A licensed producer confirms the exact figure before anything is issued.

Pick Your Policy →

Real estate investors

Our capital desk arranges business-purpose hard money loans through a vetted network of private lenders.

Tell us about your deal →

Trucking companies

Freight factoring that pays net-30 loads within 24 hours, plus revenue-based working capital for repairs, insurance, and growth. Owner-operators and small fleets, total cost spelled out before you sign.

Get funding options →

Agents

Licensed producers interested in joining Crown Merchant Financial can start the onboarding process online.

Agent onboarding →

Leadership

Nicholas Quaranta

Co-Founder & Licensed Insurance Producer

NPN 22145269

Conrad Farinola

Co-Founder & Licensed Insurance Producer

NPN 22293566