Illinois Licensed Life Insurance Agent • NPN #22145269

Protect Your Family From Funeral Expenses

Affordable final expense insurance for seniors 50–85. No medical exam required. Coverage from $5,000 to $25,000. Give your loved ones peace of mind today.

Get Your Free Quote → (312) 203-8106

Get Your Free Quote

No obligation. No medical exam. Takes 30 seconds.

Your information is secure and will never be shared.

No Medical Exam

$5K–$25K Coverage

50–85 Age Range

IL Licensed

What's Covered

Final Expense Insurance Coverage

A whole life insurance policy designed to cover end-of-life expenses so your family never has to worry about the financial burden.

Funeral & Burial Costs

Cover the full cost of funeral services, casket, burial plot, headstone, and all related arrangements.

Outstanding Medical Bills

Ensure medical bills from your final illness don't become your family's burden. Coverage pays directly to your beneficiaries.

Remaining Debts

Credit cards, personal loans, and other outstanding debts won't transfer to your loved ones. Your policy handles them.

Family Financial Protection

Provide a financial cushion for your spouse or children during a difficult time. Benefits are paid tax-free to your beneficiaries.

Guaranteed Acceptance

No medical exam required. Simplified health questions mean most applicants between 50–85 are approved quickly.

Locked-In Premiums

Your rate never increases, and your coverage never decreases. Whole life means your policy builds cash value over time.

Meet Your Agents

Real People Who Care About Your Family

We're Chicago-based licensed insurance professionals dedicated to helping seniors find affordable, reliable final expense coverage.

Nicholas Quaranta

Founder & Licensed Insurance Agent

University of Chicago graduate and U.S. military veteran. Illinois Life Insurance License #22145269. Nick founded Crown Merchant Financial to make insurance simple and accessible, working one-on-one with every client to find the right coverage.

Conrad Farinoa

Cofounder

U.S. military veteran with an MBA from the University of Chicago. Conrad brings disciplined leadership and strategic vision to Crown Merchant Financial, ensuring every client receives expert guidance they can trust.

Why Choose Us

Your Trusted Final Expense Partner

Crown Merchant Financial is dedicated to helping seniors find affordable, reliable coverage with personal attention.

No Medical Exam Required

Simplified issue and guaranteed issue options mean you can get covered without invasive medical exams or lengthy health questionnaires.

Licensed & Local

Illinois Life Insurance License #22145269. A real person you can call, not a call center. Based right here in Chicago.

Affordable Monthly Premiums

Your rate is locked in for life and will never increase, regardless of changes to your health.

Fast, Compassionate Service

Most applications approved within 24–48 hours. We guide you through every step with patience and respect.

How It Works

Get Covered in Three Simple Steps

No complicated paperwork. No medical exams. Just affordable peace of mind for you and your family.

Request Your Free Quote

Fill out the short form or call us directly. We'll ask a few simple questions about your age and coverage needs.

Review Your Options

We'll present clear, straightforward plan options with monthly premiums you can afford. No pressure, no hidden fees.

Get Covered Today

Once you choose your plan, coverage can begin immediately. Your family is protected and you have peace of mind.

Get Your Free Quote

Ready to Protect Your Family?

Get a free, no-obligation quote for final expense insurance. Most applicants are approved within 24–48 hours with no medical exam required. Call or fill out the form.

(312) 203-8106

nquaranta@crownmerchantfinancial.com

IL License #22145269 • NPN: 22145269

Full Name

Phone Number

Email Address

Age Range

Desired Coverage Amount